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英语作文：The use of credit cards（精选11篇）
在日常生活或是工作学习中，大家最不陌生的就是作文了吧，作文是从内部言语向外部言语的过渡，即从经过压缩的简要的、自己能明白的语言，向开展的、具有规范语法结构的、能为他人所理解的外部语言形式的转化。那么你知道一篇好的作文该怎么写吗？下面是小编精心整理的英语作文：The use of credit cards，仅供参考，欢迎大家阅读。
英语作文：The use of credit cards 篇1
As the economy is developing so rapidly,people's attitude towards life is changing at the same time.Credit cards are becoming more and more popular.but what advantages and disadvantages do they have?
Firstly,it is quite convenient ant safe for us to use a credit card.Cash-stolen does not exist in this way.People now take a card instead of a heavy purse wherever they go.Secondly,credit cards represent great honour.People using credit cards shows his special identity and draw others attention.
On the other hand,credit cards are not always that good.Credit cards can lead to overspending somehow.People pay more than they have and then get busy paying off.Furthermore the credit card cheating happens more often.
In my opinion,credit cards do good in our life.But we should use them carefully.Only when used credit cards properly can make contribution to a more convenient and safer life.
英语作文：The use of credit cards 篇2
Personal credit cards are becoming more common in China.Banks and other financial institutions are encouraging their customers to change the way they buy things.Credit cards,known as “plastic money”,are being offered on very good terms to encourage the change.Consumers will be able to “buy now,pay later”,and many see this as an advantage.
But people need to be careful.There are dangers associated with credit cards.Some people find it very easy to exceed their budget.They are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt.The credit cards often charge a high rate of interest,which exacerbates the problems for these people.
However,used wisely credit cards can improve the quality of people's lives.They can give people access to money to meet sudden unplanned expenses.Properly handled,they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
英语作文：The use of credit cards 篇3
Recently,in order to extend business to university campus,some banks offer credit cards to college students.Many people worry that credit cards may do harm to students,while others don't think so.In my opinion,credit cards are good for students if they are used appropriately.
First,when a student uses credit cards,he needn't bring much cash with him every day.And the less cash he brings,the less he needs to worry about being stolen.Second,using credit cards can minimize the chances of receiving forged notes.Students are not quite good at distinguishing forged notes,and thus often become victims of coiners.If they use credit cards,it will be very possible for them to avoid receiving forged notes because they don't need to get the changes.Third,using credit cards can help students to know more about "credit".If they don't repay their credit account in time,they will have to pay more interests and what's worse,they will get a bad credit record which will bring inconvenience to them in the future.
Therefore,I believe that credit cards will not bring harm to students if used reasonably.
英语作文：The use of credit cards 篇4
Nowadays,an increasing number of students would rather use credit cards than cash to pay for everything.There are at least three factors accounting for the increasing use of credit cards.
For one thing,a credit card will offer students a safe way to pay their tuition fees,
thus it diminishes the risk of taking a large sum of money with oneself.For another,most credit cards provide a variety of services,such as a greater convenience of shopping and spending,streamlining collection procedures,etc.In addition,students can draw money with a credit card anytime they want,thus solve the problem of money shortage.
As to the issue of credit cards on college campus,I am inclined to believe that it is not bad for college students to have credit cards,however,we'd better lay down some rules of the credit cards on college campus to stop the misconduct of credit cards,and only in this way can we enjoy the advantages of credit cards on college campus.
英语作文：The use of credit cards 篇5
Recently,with the credit card playing an increasingly important role in our daily life,more and more people are fond of taking an card when them go out.Credit cards can be handy — they mean you do not have to carry large sums of cash.Even so,many people still be fall into the trap of credit card.
As a matter of fact,thought-provoking as it is,does mirror a current social phenomenon-we need to be cautious when using credit cards.Banks and other financial institutions are encouraging their customers to change the way they buy things.Thought credit card may bring people great convenience.There re many risks associated with the irresponsible and excessive use of it.Some people find it very easy to exceed their budget.They are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt.The credit cards often charge a high rate of interest,which exacerbates the problems for these people.And worst of all,if you don't pay your debt in time,a negative make will be on your credit report.
As far as I'm concerned,using credit cards wisely can improve the quality of lives.You can pay by credit card.Like a coin has two sides,there is a positive aspect and a negative aspect.We should be taught to use it properly and form a correct notion of consume.
英语作文：The use of credit cards 篇6
Now more and more people use credit card,credit card has become our the indispensable part in life.On the one hand,credit card can make our life more convenient,for instance in times of emergency providing for convenience.On the other hand,it can make us consume advancely ,higher quality of life.Especially for our college students,it is more popular.
However the credit card also has its disadvantage side,for example,many people use overruns but couldn't return.In addition,it also easily to encourage useless consumption.
Personally,I think we need use credit card rationally.Don't use it as far as possible overdraws massively.What's more ,wo must return back it ,in order to avoid has the disadvantageous influence for us.Only the rational use,the credit card can the key time displays its key the function .
英语作文：The use of credit cards 篇7
In recent years,credit cards have gained more popularity among college students.With banks' more focus on college market,an increasing number of college students have applied for credit cards and begun to consume by them.
The following three factors can account for the popularity of credit cards on campus.Firstly,a credit card provides overdrawing service,which is a big attraction for those students who have not much money for their domination.Secondly,a credit card can help release financial burdens on those poor students,and hence reduce the risk of their dropping school for lacking money.Besides,many banks make some preferential policies on credit cards,like sending a gift,lowering year cost.Drawn by these policies,many college students have applied for credit cards.
As far as I am concerned,it is not a bad thing for college students to own credit cards.However,there is misuse of credit cards among college students.Many students use credit cards to buy luxurious things they don't need really,and even some of them owe a big credit card debt.Therefore,schools and banks have responsibility to let college students learn how to use credit cards properly.Only in this way can college students enjoy really the advantages of credit cards.
英语作文：The use of credit cards 篇8
In recent years,credit cards have gained more popularity among college students.With banks' more focus on college market,an increasing number of college students have applied for a credit card and begun to consume by it.
The following three factors can account for the popularity of credit cards in college.Firstly,a credit card provides overdrawing service,which is a big attraction for those students who have no much money for their domination.Secondly,a credit card can help release financial burdens on those poor students,and hence reduce the risk of their dropping school for lacking money.Besides,many banks make some preferential policies on credit cards,like sending a gift,lowering year cost.Drawn by these policies,many college students apply for credit cards.
As far as I am concerned,it is not a bad thing for college students to own credit cards.However,there is misuse of credit cards among college students.Many students use credit cards to buy luxurious things they don't need really,and even some of them owe a big credit cards debt.Therefore,schools and banks have responsibility to let college students learn how to use credit cards properly.Only in this way can college students enjoy really the advantages of credit cards.
英语作文：The use of credit cards 篇9
Personal credit cards are becoming more common in China.Banks and other financial institutions are encouraging their customers to change the way they buy things.
Credit cards,known as “plastic money”,are being offered on very good terms to encourage the change.Consumers will be able to “buy now,pay later”,and many see this as an advantage.
But people need to be careful.There are dangers associated with credit cards.Some people find it very easy to exceed their budget.They are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt.
The credit cards often charge a high rate of interest,which exacerbates the problems for these people.
However,used wisely credit cards can improve the quality of people's lives.
They can give people access to money to meet sudden unplanned expenses.Properly handled,they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
英语作文：The use of credit cards 篇10
Nowadays,credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students' need.People hold different views towards students' owning credit cards.
As far as I am concerned,it is necessary for students to keep credit cards.
There are reasons accounting for my view.For one thing,it is convenient for students to deal with various financial matters.Students can use their credit cards to pay their tuition fees and other fares and that is safer than pocket a large sum of money go everywhere.
For another,using credit cards is a good way to teach students to improve their ability in managing their money and form good habit in spending money.For instance,students who receive their pocket money at the beginning of the month have to make a plan to spend their money before they consume with the credit cards,so that they will not suffer from lacking of money at the end of the month.
In addition,the overdrawing function of the credit cards provides a chance for those students who cannot afford their tuition fees to continue to receive their education.
Although some students overdraw their money from their credit cards to buy luxurious and unnecessary things that will increase their family financial burden,I consider that the advantages far outweigh its disadvantages.
Thus,I consider that it is necessary for students to use credit cards.Besides,they also should be taught to use it properly and form a correct notion of consume.
英语作文：The use of credit cards 篇11
Nowadays,credit card consumption has been a common phenomenon in our lives.However,different people hold different views in it and heated debates are right on their way.
Some are in favor of the credit card consumption.They point out the fact that credit card provides a convenient and safe way for our consumptions.They consider that using credit card to pay is more convenient and clean than pay by cash,which is as easy to lose and unclean.In addition,they argue that credit card can help a lot when we are meeting serious financial trouble.For example,when we get involved in trouble and need lots of money to solve it,the overdraw function of credit card would be a good helper.
However,there are many people standing on the other ground.They figure out that credit card consumption has brought some serious problems in many aspects.Many people spend their money recklessly by using credit card.And what's worse,those who can not control the desire to consume and never make a plan to spend their money will overdraw the money immoderately and that will cause more and more family involve in financial crisis.
In my opinion,the both sides have some important points.Therefore,as rational consumers,we should use credit card properly.On the one hand,we can utilize its advantages for the convenience of our payment.On the other hand,we should keep a rational mind when using it,in case we will suffer from it.
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