英文借款合同
社会资金的流动越来越大,银行贷款的手续又极其复杂,一般中小额的借款,很多人都是找亲戚朋友借,但是同时也要注意写一份借款合同,以免发生不必要的纠纷。下面是小编整理的英文借款合同，欢迎来参考！
英文借款合同1
Contract of Loan
甲方： 合同编号：
Party A： Contract No：
乙方：
Party B： China Manufacturing Solutions(China) Ltd
甲乙双方经过详细磋商，达成以下协议：
Party A and Party have reached an agreement to conclude the following contract：
一、 甲方同意无息借款给乙方，作为购买生产设备用。
1. Party A agrees to supply a Interest-free loan to party B
for purchasing production facility.
二、 借款金额：USD25 万元，(美金贰拾伍万美元整)
2. Loan Amounts： USD 250，000(two hundred and fifty thousand US Dollar)
三、 借款期限：从2011年12月01日起至2013年12月01日止，共2年。
3. Life of loan： from 1st December 2011 until 1st December 2013，totally 2 years
四、 偿还方式：从2013年12月02日起分3次还清，可以提前还款。
4. Repayment term： 3 installments to pay off from 2nd December 2013， can be paid upfront.
五、 汇款方式：甲方在2013年12月3日前将USD12万元分**次汇入乙方在中国农业银行潍城支行开立的外债专用账户。
Remittance route： Party A will remit XXXX in XXXX paymentsto the special account of ABC bank WeiCheng branch for external debtof Party A.
六、 提款方式：乙方根据生产经营需要，凭单据或用款计划向外汇管理局申请提款。
6. Withdraw term： According to the production and business operation demand， Party B applies to Foreign Exchange Control Bureau for withdraw money by related documents or Expensesplan.
七、 违约责任：如乙方无法按时还清借款，甲方有权按乙方开户行的年平均利率收取违约滞纳金，直到还清为止。
7. Liability for breach of contract： On default of repayment by due date of Party B， Party A is entitled to charge for a late fee based on the annual average interest rate of Party Bs opening bank.
八、 合同一式两份，双方各执一份，经国家外汇管理局潍坊中心支局批准后生效，至还清借款时失效。
8. 2 copies of the contract， one for each party， become effective when it is approved by Foreign Exchange Control Bureau WeiFang branch， become invalid after paying off all loans.
九、 同未尽事宜双方协商解决，如协商无效，按中国有关法律法规处理。
10. This contract negotiations to resolve outstanding issues， shall be dealt with according to the relevant Chinese laws if the negotiation invalid.
甲方： 乙方：
Party A Party B
代表： 代表：
representative representative
电话： 电话：
Tel ： Tel：
日期： 日期：
Date Date
英文借款合同2
借款人：Borrower:
贷款人：Lender:
抵押人：Mortgagor:
保证人：Surety :
出质人：Pledgeor:
为明确各方权利和义务，根据《合同法》、《贷款通则》和其他有关法律、法规，订立本合同。
This Contract is made in line with the Contract Law of the Peoples Republic of China and The General Provisions of Loans of the Peoples Bank of China to specify the rights and obligations of parties involved.
借 贷 条 款 Loan Borrowing Clause
第一条 借款金额 Article 1. Amount of loan:
第二条 借款用途 Article 2. Purpose of loan:
第三条 借款期限 Article 3. Life of loan
3.2借据或贷款凭证是本合同不可分割的组成部分。借款的实际放款日和还款日以借款人、贷款人双方办理的借据或凭证上所记载的日期为准。除日期外，借据或凭证其他记载事项如与本合同不一致的，以本合同为准。
3.2 A certificate of indebtedness or a loan voucher is an integral part of this Contract. The date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher . Where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the Terms and Conditions on this Contract except date, the latter shall prevail.
第四条 借款划付Article 4 Transferring of loan.
借款人办妥借款手续后5个营业日内将全部款项划至借款人指定的账户，划付次数、时间、金额见 。
The full amount of loan shall be transferred to an Account designated by the Borrower within 5 working days from the date of completing borrowing procedure. Refer to 36.4 for the frequency, time and amount of transferring
第五条 借款利率和计息 Article 5. Interest rate of loan and calculation
5.1借款利率。本合同项下借款利率根据国家有关规定，确定利率见 。遇利率调整时，借款期限在1年(含)以下的，执行合同利率，不分段计息;借款期限在1年以上的，实行分段计息，从利率调整的次年1月1日开始，按相应利率的档次执行新的利率;如借款人未按约定时间归还借款本息或未按合同约定用途使用借款，贷款人将按国家规定对借款人计收罚息，罚息率见 。
5.1 Interest rate of loan: The interest rate under this Contract is specified in 36.5 in line with relevant rules. In case of change of interest rate, the interest rate stipulated in the Contract shall prevail for loans with a life of less than or equal to one year; For loans with a life exceeding one year, the interest shall be calculated on a multi-stage basis, i.e. From next Jan. 1st following the adjustment of interest rate, the new rate shall prevail. In case the Borrower fails to repay the principal and interest before the due date, or fails to use the loan for purposes as agreed in this Contract, the lender shall be entitled to collect default interest in line with relevant rules. The default interest rate is specified in 36.6.
5.2遇利率调整时，实行分段计息的，贷款人有权根据国家有关规定自行调整，不另行通知借款人。
5.2 In case of calculating interest on multi-stage basis due to adjustment of interest rate, the lender shall be entitled to adjust the interest rate on his own without further notice to the Borrower.
第六条 还款方式 Article 6 Type of Repayment of Loan
6.1借款人应在贷款人开设帐户，户名和帐号见 36.7 ，并保证在每次还款日前足额存入当期应还款项的存款。借款人在此授权贷款人从借款人该帐户中扣收借款本金、利息和可能发生的复利、罚息、违约金、保费、损害赔偿金及实现债权的费用(含律师费和诉讼费)。如该帐户资产不足以归还到期的'贷款本息，贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。
6.1 The Borrower should open an account with the Lender( The account name and account number are specified in 36.7.) and promise to deposit sufficient money for repayment before each due date. The Borrower hereby authorizes the Lender to collect , if any, compound interest, default interest, liquidated damage, premium, compensation and expenses arising from the realization of creditors right (including lawyers fee and court expense)in addition to due principal and interest of loan. In case the asset in this Account is not enough for repayment of due principal and interest, the Lender shall be entitled to collect from any Account opened by the Borrower with any branch of ICBC.
6.2贷款人与借款人双方商定，自贷款发放次月起，借款人按月归还贷款本息(一次性还本付息除外)，还款期数及还款方式见 36.8 。
6.2 The Borrower shall repay the principal and interest on a monthly basis (Except repaying principal and interest in a lump sum) from the second month following the issuing of loan , as agreed between the Borrower and Lender. The repayment tenors and type are specified in 36.8.
6.3借款期间遇利率调整，如执行本合同5.1条实行分段计息的，对借款期限在1年以上的，应从利率调整的次年1月1日开始根据未偿还借款余额和剩余还款期数进行调整，重新计算还款金额。
6.3 In case of multi-stage calculation of interest as specified in 5.1 due to adjustment of interest rate during the life of loan, the repayment amount for loans with a life exceeding one year shall be recalculated on the basis of balance of unpaid loan and the rest of repayment tenor from next Jan. 1st following the adjustment of interest rate.
6.4借款人提前归还贷款须经贷款人书面同意，，提前归还部分的利息仍按本合同约定的利率和该部分实际使用天数计算。
6.4 Repayment of the loan ahead of schedule by the Borrower shall be subject to written consent from the Lender. The interest of prepaid amount should be calculated on the basis of rate specified in this Contract and actual days.
第七条 担保方式 Article 7 Guaranty type.
本合同的担保人及担保方式见 36.9。具体约定由本合同中相应的担保条款确足。
The Guarantor and guaranty type under this Contract is specified in 36.9. The specific stipulations are stated in corresponding guaranty clauses.
第八条 借款人的权利、义务Article 8 Rights and obligations of the Borrower.
8.1借款人的权利：
8.1 Rights of the Borrower.
按本合同约定的期限和用途取得和使用借款;
Obtain and use the loan for the period and purposes as agreed in this Contract.
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